Risk intelligence that moves at the speed of your market.

The PRI — PreCure Risk Index — gives you wellness-based risk stratification at population scale. Built for Africa's insurance market.

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PreCure health scan

The PreCure Risk Index

The same 45-second scan. Presented as risk intelligence.

The PRI is a 1–100 wellness-derived risk index. It uses the same 45-second facial scan as the Uzima Score — but presents the output as an actuarially useful risk indicator, not a personal wellness score.

  • Green (1–40) — low risk, minimal intervention flag
  • Amber (41–70) — moderate risk, recommend monitoring
  • Red (71–100) — elevated risk, further assessment recommended
  • API access for direct underwriting integration
  • Updated every time a customer scans
  • Population-level analytics via insurer dashboard
Risk Index (PRI)

Portfolio Risk Distribution

40%
35%
25%
● Low ● Moderate ● Elevated

Recent Assessments

Customer ID PRI Score Band
CM-00847 23 Green
CM-01203 58 Amber
CM-00391 74 Red
CM-02015 31 Green
CM-01788 47 Amber
Important: PreCure PRI is a wellness-derived risk indicator. It is not a medical diagnosis and must not be used as the sole basis for policy decisions. All underwriting decisions remain the responsibility of the insurer and must comply with applicable insurance regulations.

Applications

Three ways insurers use the PRI.

🏥

Life Insurance Underwriting

Supplement traditional health assessments with real-time wellness data at the point of application. Faster decisions, better data, lower friction for the customer.

👥

Group Health Policies

Risk-band employer groups instantly, enabling more accurate group policy pricing. Replace paper health declarations with verified wellness intelligence.

🤝

Micro-insurance Products

Offer entry-level health products to previously uninsurable populations using wellness data as a proxy. Unlock a segment traditional actuarial tools cannot reach. (Phase 2)

Technical Integration

Plug into your existing workflows.

🔌

API Integration

  • REST API with JSON responses
  • Webhooks for score updates
  • Sandbox environment available
  • Full API documentation provided
  • OAuth 2.0 authentication
📊

Dashboard Access

  • Web-based insurer portal
  • Population analytics overview
  • Quarterly trend reports
  • Exportable data (CSV / Excel)
  • Custom risk band configuration
🔒

Data Security

  • On-device processing — no raw biometrics transmitted
  • No raw scan data accessible to insurers
  • CNDP registered
  • Cameroon Law 2024/017 compliant
  • End-to-end encryption in transit

Compliance you can trust.

✅

GDPR Compliant

Data flows involving EU and UK data subjects are processed under GDPR-equivalent controls, maintaining international data standards.

🇨🇲

Cameroon Law 2024/017

All processing activities are registered and compliant with Cameroon's personal data protection legislation — Law 2024/017 of 22 July 2024.

📋

CNDP Registration

PreCure is registered with the Commission Nationale de Protection des Données (CNDP), Cameroon's data protection authority.

🌍

Data Sovereignty

All Cameroon population data stays in-region. Data is never exported, sold, or shared with third parties outside the agreed processing scope.

We do not sell or share individual health data. All insurer access is to PRI outputs only — never raw scan data.

How to Partner

From first call to live deployment in 8 weeks.

1

Discovery Call

A 20-minute conversation to understand your use case, portfolio size, and integration requirements. No commitment required.

2

NDA + Technical Review

We share the integration specification and grant access to our sandbox environment. Your technical team can evaluate the API directly.

3

Pilot Programme

Run 50–500 scans within your existing customer base or at a selected employer group. Validate the data quality before full deployment.

4

Live Deployment

Full API integration into your underwriting workflows. Go live with confidence backed by your pilot data.

Request a Partnership Pack

Get in Touch

Request a Partnership Pack.

Fill in your details and we'll send you our full partnership information pack within one business day.

PreCure Risk Index (PRI) — Legal Disclaimer

The PreCure Risk Index (PRI) is a wellness-derived risk indicator generated from a 45-second facial scan using photoplethysmography (rPPG) technology. The PRI provides a 1–100 index score based on measured vital signs including heart rate, blood pressure estimation, oxygen saturation, heart rate variability, respiratory rate, and stress index.

The PRI is not a medical device. It is not a clinical diagnosis. It must not be used as the sole or primary basis for insurance policy decisions, premium setting, or coverage denial. The PRI is intended to supplement — not replace — existing actuarial and underwriting processes and professional medical assessments.

Individual scan results may vary based on device quality, ambient lighting, and user compliance. PreCure does not guarantee the accuracy of individual assessments. All underwriting decisions made using PRI data remain the sole responsibility of the insurer. PreCure accepts no liability for commercial decisions made on the basis of PRI outputs.

All data processing is conducted in compliance with Cameroon Law 2024/017 on Personal Data Protection, registered with the Commission Nationale de Protection des Données (CNDP). Individual health data is never sold, transferred, or shared with third parties except as required by law.